You may not believe a real estate agent is about to say this, but no - it is not always better to buy instead of rent. As a true professional, it is my job to counsel you, taking into account your individual circumstances, and help you make an informed decision. My job is not to rush you into a closing.

Thanks for being honest! When is it better to rent?

• If you are NOT going to live in the house over 2 or 3 years. Having to sell soon after you buy, might require paying the commission out of your pocket. The house will not have appreciated enough to cover that expense in a year or so.
• Houses require maintenance; some require a lot of maintenance. You have to decide if you are the type of person who likes to do yard work and paint, etc. Purchasing a townhome or a condominium is an alternative choice for people who don't like a lot of upkeep but still want the advantages of ownership.

What are some of the benefits of buying instead of renting?

• Tax breaks - Interest paid on your mortgage can be tax deductible.
• Building equity - With every payment you are building equity in your home.
• More space
• Able to decorate more to your liking
• Your own yard
• A sense of stability

Is this the right time for ME to buy?
After our initial meeting and your visit to the lender, you will have a good idea if you are moving in the right direction. I will give you straight answers, and assist you in your decision. Whether you are ready to buy now or in the future, I will be available to help you with your real estate needs.

The tax break and building equity benefits sounds really great! How can I find out more about those?
It's very simple! You can ask me any question you may have on the wonderful tax benefits of home ownership, or how building equity can help you secure your financial future. No matter what your real estate question may be, we can provide the answer for you.

Find out what price home you can afford.
Try my mortgage loan calculator.